Hybrid Long Term Care Insurance Information Center
NOTE: I am an independent broker, not beholden to any single company or insurance funding strategy. Regarding ALL of the many different types/designs of LTC insurance policies - "traditional," "stand alone," "hybrid," "linked-benefit," "asset-based," LTC-qualified annuities, accelerated life insurance death benefits for LTC, etc. - ALL of which I actively represent and sell - my position is this:
"No single type of LTC insurance is either inherently better, or worse, than any other type ...
.... they are simply different ways to design the coverage."
.... they are simply different ways to design the coverage."
There are many valuable uses of "hybrid" LTC policy designs - as I report below. However, the insurance sales marketplace is full of many misleading marketing messages regarding Hybrid LTC - and "Traditional" LTC in comparison - that must be considered in a broader, truly independent, comprehensive context which is what I'm attempting to communicate with the information here. If you have questions, comments or other feedback regarding my comparative analysis reports, please don't hesitate to contact me.
- Bill Comfort
- Bill Comfort
