UPDATE - CAUTION:
Many so-called "LTC experts" and advisors are now completely ignoring or inappropriately dismissing "traditional" LTC insurance
using false and misleading scare tactics regarding the future premium rate stability of these plans & misrepresenting the comparative value and higher costs of "hybrid" LTC insurance.
Any advisor, agent or specialist who does not, will not consider for your benefit any and ALL policy options cannot represent your best interests
and is NOT operating as a "fiduciary."
Here's why you must plan for long-term care:
A) Do you believe you could live a long life? Of course, that's reasonable in America today.
B) Are your financial/retirement plans designed to make sure you don't run out of money? Of course, that's the primary goal of good retirement planning.
C) Isn't it reasonable that if you live to 80, 85, if not longer, that you - or your spouse - could need care for a few years along the way? Yes, of course.
D) Do you have a plan to pay for care AND ongoing lifestyle and financial security needs? Most people do not. Read on, then Contact Us to help!
LTC insurance is not for the one who needs care - it protects those who love you and will have no choice but to put their lives aside to take care of you. CLICK HERE to read an article that not only highlights this issue, but provides some meaningful, detailed ways to cope with and manage caregiving for a spouse or partner.
Welcome to the
TakeCare! Learning Center
Our TakeCare!(SM) Learning Center is designed to allow you to explore and learn about long-term care and LTC insurance - at your own pace, in your own way. You can read through, page-by-page, or jump to the subject(s) you really want to know more about. It's up to you. And we're here, ready to help and to answer any questions you have, anytime. There's never an obligation to buy. Just click Contact, and we'll be right with you.
We are continuing to build and update all of our LTC Learning Center content under our new TakeCare!(SM) brand.
Our best clients are those who understand the importance of long-term care planning, funded with meaningful LTC insurance, but who are not pushed or rushed into making such an important decision. Explore our site, and bookmark this page so you can find it quickly for updated material coming soon.