Hybrid LTC Companies

Insurance Companies Offering Hybrid LTC Insurance
That INCLUDES a LTC "Extension of Benefits"

This list is not comprehensive, but represents insurance companies represented by Comfort LTC and its brokerage partners. Not all products or options are available in all states. Contact us for more information about your specific needs.

INSURANCE COMPANY	PRODUCT NAME	BENEFIT TYPE	Policy Type
Lincoln Financial	"MoneyGuard"	Reimbursement w/Reduced Cash Option	Life + LTCI
Nationwide	"CareMatters"	Cash Benefit	Life + LTCI
OneAmerica / StateLife	"AssetCare"	Reimbursement w/Reduced Cash Option	Life + LTCI
Brighthouse	"SmartCare"	Cash Benefit	Life + LTCI
Securian (MN Life)	"SecureCare"	Cash Benefit	Life + LTCI
EquiTrust	"Bridge"	Cash Benefit	Annuity + LTCI
Global Atlantic	"ForeCare"	Reimbursement	Annuity + LTCI
OneAmerica / State Life	"AnnuityCare"	Reimbursement	Annuity + LTCI

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UPDATED: 4/20/2026

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Comfort Long Term Care is an independent insurance brokerage agency specializing exclusively in LTC insurance. Agency owner, Bill Comfort, The LTCpro® is a LTC specialist celebrating 35 years of experience since 1991! We are based in the Raleigh, Durham, Chapel Hill, North Carolina Triangle region, but we serve clients throughout NC and across the country. We also have an office in St. Louis, Missouri.
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CA License: 0C61269

The information on this website is for general informational and educational purposes only, and it is not intended to be a direct solicitation for the sale of any specific insurance company or policy form. Not all policy types, options, or riders discussed in general terms on this site are available in every state. Individual requests for specific company or policy information will be directed to a properly-licensed agent for the applicable state of residence. For complete information about any specific coverage - including limitations and exclusions - refer to a company-specific illustration and Outline of Coverage.

Insurance Companies Offering Hybrid LTC InsuranceThat INCLUDES a LTC "Extension of Benefits"

Insurance Companies Offering Hybrid LTC Insurance
That INCLUDES a LTC "Extension of Benefits"