I don't know about you, but if you're a 50-something like me you may be getting bombarded with social media "sponsored" posts about LTC insurance and how the "NEW KIND" of policy is so much better than the "tired, old, broken-down LTC insurance" because if you never need care, you won't "waste" your premiums. It's NOT true! Don't fall for a clever and misleading marketing pitch to get you to over-pay for benefits you don't need!
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