LTCI Underwriting

Conditions that are uninsurable for LTC insurance

Alzheimer's
Chirrosis
Dementia
Diabetes combined with tobacco use
Huntington's Chorea (diagnosed or positive genetic test)
Lou Gherig's Disease (ALS)
Multiple Sclerosis (MS)
Muscular Dystrophy (MD)
Narcotic use

CLICK HERE to download the updated NAIC "Shopper’s Guide to LTC Insurance"

Comfort Long Term Care is an independent insurance brokerage agency specializing exclusively in LTC insurance. Agency owner, Bill Comfort, The LTCpro® is a LTC specialist celebrating 30+ years of experience since 1991! We are based in the Raleigh, Durham, Chapel Hill, North Carolina Triangle region, but we serve clients throughout NC and across the country. We also have an office in St. Louis, Missouri.
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The information on this website is for general informational and educational purposes only, and it is not intended to be a direct solicitation for the sale of any specific insurance company or policy form. Not all policy types, options, or riders discussed in general terms on this site are available in every state. Individual requests for specific company or policy information will be directed to a properly-licensed agent for the applicable state of residence. For complete information about any specific coverage - including limitations and exclusions - refer to a company-specific illustration and Outline of Coverage.