ICP States

Immediate Care Plan Availability

UPDATED 8/5/2026

* This page is for information/educational purposes only. It is not meant as a solicitation or offer for any particular product or insurance company. An Immediate Care Plan may not be available in every state. The Immediate Care Plan in the United States is issued by Lumos Insurance an assumed name of The Plateau Group, Inc. Consumers should consult with a qualified, licensed, local insurance agent for more information about availability, exclusions, limitations, and policy specifics.

CLICK HERE to download the updated NAIC "Shopper’s Guide to LTC Insurance"

Comfort Long Term Care is an independent insurance brokerage agency specializing exclusively in LTC insurance. Agency owner, Bill Comfort, The LTCpro® is a LTC specialist celebrating 35 years of experience since 1991! We are based in the Raleigh, Durham, Chapel Hill, North Carolina Triangle region, but we serve clients throughout NC and across the country. We also have an office in St. Louis, Missouri.
Click here to learn more about us!

CA License: 0C61269

The information on this website is for general informational and educational purposes only, and it is not intended to be a direct solicitation for the sale of any specific insurance company or policy form. Not all policy types, options, or riders discussed in general terms on this site are available in every state. Individual requests for specific company or policy information will be directed to a properly-licensed agent for the applicable state of residence. For complete information about any specific coverage - including limitations and exclusions - refer to a company-specific illustration and Outline of Coverage.